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Shanghai Commercial Bank Mortgage Loan

上海商業銀行按揭貸款

Basic information

address:  ATMs and branches:  Click here
Telephone:  Telephone: 2818 0282 (customer service)
website: https://www.shttps://www.shacombank.com.hk

Service Scope

Residential property mortgage Applicable to first-hand, second-hand properties or refinancing, helping you achieve your home ownership goals.

Government Housing Mortgage Scheme Designed for various government housing schemes, it helps you easily realize your dream of owning a home.

Mortgage Insurance Program The loan amount can be as high as 90%, greatly reducing the burden of paying the down payment.

"Bonus Rate" Mortgage Scheme Offer preferential deposit interest rates to offset mortgage interest expenses, making repayment easier.

Non-residential mortgage services Designed for offices, shops or industrial buildings.

Fixed rate mortgage plan We offer homebuyers 10, 15 and 20-year fixed-rate mortgage options to reduce your risk of interest rate fluctuations.

Tips for responsible lending

  • Customers should have a clear understanding of their financial situation, daily expenses and actual loan needs.
  • Customers should assess their own repayment ability and avoid excessive borrowing.
  • Customers should repay their loans on time to avoid being charged late repayment fees and additional overdue interest by the bank.
  • To borrow or not? Borrow only after you have paid it back!

If you wish to check whether any third party has been appointed by the Bank to refer credit card or loan applications, please call our Customer Service Hotline: 2818 0282.

Shanghai Commercial BankIt is a company controlled by a Taiwanese bank.Hongkongbank, originated fromShanghaiThe former Hong Kong branch of the Shanghai Commercial and Savings BankChen GuangfuFounded in 1915. Headquartered inTaiwanofShanghai Commercial and Savings BankIt is the major shareholder of the Shanghai Commercial Bank in Hong Kong, which originated from the Shanghai head office of the former Shanghai Commercial and Savings Bank. Shanghai Commercial and Savings Bank was established in China andBritish Hong KongWith branches. In addition to Hong Kong, the current Shanghai Commercial BankChinese mainlandShanghai,ShenzhenWith branches in overseasUSA,U.K.With branches.

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