Basic information

address:  Click here Telephone:  3988 2888 e-mail:  Click here website:  https://www.bochk.com/tc/insurance/family/premier.html

Comprehensive Home Insurance

Comprehensive protection for added peace of mind

• BOC Group Insurance Company Limited ("BOC Group Insurance") sincerely offers you a one-stop "Comprehensive Home Insurance" to comprehensively protect your home contents, personal belongings, building and domestic helpers, allowing you and your family to enjoy every warm moment. 

Note:

Please read and understand the relevant product information, policy terms and all other relevant documents and information carefully before purchasing the insurance.

Once the insurance application is accepted, the policy will be automatically renewed every year unless there are any changes to the policy terms. Successful application will authorize BOCG Insurance to deduct the first policy year and renewal premium of this plan from the customer's designated account until further notice.

In case of any disputes, BOCG Insurance reserves the right of final decision.

Program Features

"Comprehensive Home Comprehensive Insurance" provides a variety of comprehensive protection solutions, allowing you to sleep peacefully and enjoy a prosperous life.

• Coverage up to1,200,000(per incident) HK$Comprehensive home protection, protect your home property from loss or damage caused by accidents such as typhoons, fire, explosion, burglary or malicious damage by tenants
• Specially provide you with a protection amount of up to20,000The Hong Kong dollar is due toTyphoon or heavy rainAccidental loss or damage of windows caused by
• Legal liabilityProtection up to10,000,000HKD (per event/per year) to fully protect you from legal liabilities as a landlord, resident or tenant and the landlord's legal liabilities for the common areas of the property
• 3 plan options available, and you can add optional protection items as needed

Main exclusions (Please refer to the policy terms for details)

Key Exclusions Applicable to the Entire Policy

• Losses caused by wear and tear of items;
• Failure of the equipment and appliances themselves;
• glasses, contact lenses, dentures or artificial limbs;
• Pagers, all types of mobile phones (except those specified in I. Basic Benefit – Extended Benefit Item H. Laptop/Mobile Phone);
• Deliberate damage (I. Basic protection – except for the extended protection item M. Tenant’s malicious damage as noted); 
• War, terrorist activities;
• Damage caused by disrepair or poor building structure;
• Any damage and any consequential loss caused by any unexplained or mysterious disappearance;
• Any structural part of a building (except as specified in II. Optional Cover – 6. Building); 
• Damage to property caused by leakage, etc.

Applicable to "I. Basic Protection – Extended Protection Item B. Interior Decoration/Renovation Works" Exclusions

• Losses caused directly or indirectly by burst water pipes and/or blockages in drainage systems;
• Any loss or damage to property directly caused by poor workmanship in the renovation project.

Exclusive for mortgage customers

"Comprehensive Home Insurance" Mortgage Customer Plan, for customers of BOCHK residential property mortgage loan services, can nowMobile BankingGet insurance now.Details

AnotherGreen Mortgage Customer Plan, for BOCHK Green Mortgage customers to purchase insurance. Customers can make inquiries through branches or customer contact centers.Details.