Table of Contents
| Basic information |
| address: 54th Floor, Hopewell Centre, 183 Queen's Road East, Wan Chai, Hong Kong Telephone: +852 2839 6333 e-mail: cs@bluecross.com.hk website: https://www.bluecross.com.hk/ch/MaidSafe-Insurance/Information |
Basic protection
| Plan A: | Employees' compensation protection for all domestic workers, including part-time domestic helpers (The insurance period available is 1 year or 2 years) |
| Plan B and Plan C: | Comprehensive protection for overseas domestic workers, but not for local domestic workers (Optional insurance period: 1 year or 2 years) |
- Employer liability up to HK$$100,000,000
- Outpatient benefit up to HK$$200 per day
- Hospitalization and surgical benefits
- Interruption of Service Cash Allowance
- Dental Protection
- Return Fee
- Personal accident protection up to HK$$150,000
- Personal liability compensation up to HK$$200,000
Optional Protection
- Can be added to Plan B or Plan C to provide additional coverage for domestic helpers against major illnesses such as heart disease, cancer, cysts, tumours or carcinoma-in-situ.
Important
| 1. | Plan A is to protect employers from their legal liabilities under the Employees' Compensation Ordinance. The Scheme is not applicable to postpartum care workers or domestic helpers who are required to perform driving duties or whose annual income exceeds HK$$200,000. It is not necessary to fill in the name of the insured domestic helper when applying. | |
| 2. | Plan B and Plan C are only suitable for full-time overseas domestic workers. | |
| 3. | There is a waiting period for outpatient benefits, hospitalization and surgical benefits, interruption of service cash allowance and dental benefits under the basic coverage, which is 15 days from the effective date of the basic coverage. | |
| 4. | There is a waiting period for the outpatient benefits, hospitalization and surgical benefits under "Major Illness Optional Benefit – 999 Gold" and "Major Illness Optional Benefit – Blue Diamond", which is 15 days from the effective date of the optional benefit. | |
| 5. | The coverage period of the optional coverage must be the same as the basic coverage. | |
| 6. | To cancel the basic benefit, you must pay a minimum premium of not less than HK$$300 per year (applicable to plans with a coverage period of 1 or 2 years). | |
| 7. | To add or cancel optional benefits, you must pay a minimum premium of not less than HK$$100. | |
| 8. | The insured age for domestic helpers is between 18 and 60 years old, and the policy can be renewed until the domestic helper reaches 65 years old. | |
| 9. | The coverage provided by this plan is only applicable to covered events occurring within the Hong Kong Special Administrative Region. |
Main Exclusions
| 1. | War and terrorism. | |
| 2. | Any liability for damage caused by asbestos. | |
| 3. | There are injuries. | |
| 4. | Physical examination. | |
| 5. | Childbirth, pregnancy, miscarriage, abortion and all its complications. | |
| 6. | Self-injury, suicide or any attempt thereat, whether mentally or otherwise. | |
| 7. | Treatment for coma or intoxication caused by alcohol, narcotics or drugs not prescribed by a doctor, or related to alcohol or drug abuse. | |
| 8. | AIDS and related diseases. |
Notice
| 1. | The above information is for reference only; please refer to the policy for detailed terms and conditions and all exclusions. | |
| 2. | In case of any discrepancy between the English and Chinese versions of the above information, the English version shall prevail. | |
| 3. | The above products are only available in Hong Kong and are underwritten by Blue Cross (Asia Pacific) Insurance Company Limited. Blue Cross (Asia Pacific) Insurance Company Limited is an authorized insurer in Hong Kong. |
