property valuation
Definition and impact of bank undervaluation Definition The main reasons for bank undervaluation of properties 1. Market factors 1. High market volatility 2. Lagging transaction data 3. Regional development differences 2. Property conditions 1. Physical state of the property 2. Property rights and legal issues 3. Special purpose properties 3. Bank policies and risk management 1. Risk aversion tendency 2. Limitation of internal rating models 3. Loan amount limit 4. Human factors 1. Appraiser's subjective judgment 2....
