第一章 樓契：物業價值的隱形守護神第二章 無契樓的市場真相：折讓背後的血淚教訓第三章 無契樓四大風險全解析風險一：按揭路上的攔路虎風險二：轉售的無底洞風險三：價值折讓黑洞風險四：業權危機的連鎖炸彈 樓契：物業價值的隱形守護神 第一章 樓契：物業價值的隱形守護神 樓契（Title...
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1. Definition and mortgage challenges of old buildings and tenement buildings 1. What are “old buildings” and “tenement buildings”? 2. Particularities of mortgage application 2. Mortgage ratio: What is the maximum amount that can be borrowed? 1. Basic restrictions under the HKMA’s guidelines 2. Is the Mortgage Insurance Programme (HKMC) applicable? 3. Key factors affecting the ratio: 3. Longest repayment period: 30 years minus the age of the building? 1. Bank calculation formula 2. Actual case comparison 3. Borrower age limit IV. Reasons for rejection and solutions 1....
Can you apply for a mortgage on a haunted house? - Comprehensive analysis 1. What is a haunted house? 1.1 Definition of haunted house: cultural and psychological impact 1.2 Market impact of haunted house 2. Basic principles of mortgage and its relationship with haunted house 2.1 How mortgage works 2.2 Potential impact of haunted house on mortgage 3. Legal aspect: relationship between haunted house and mortgage 3.1 Hong Kong law on haunted house 3.2 Property ownership and mortgage qualification 4. Bank policy and haunted house mortgage 4.1...
What is a parking space mortgage? The basic concept of parking space mortgage: Why choose parking space mortgage? Parking space types and mortgage standards 5 factors affecting parking space valuation Practical skills in parking space valuation Parking space investment process 1. Preliminary preparation 2. On-site inspection and evaluation 3. Apply for mortgage 4....
Introduction to HIBOR mortgage1. Core concept2. Operation mechanism3. Main features, advantages and disadvantages4. Applicable scenarios5. Comparison with other mortgages6. Risk management suggestions7....
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