Insufficient income or insufficient stability Poor credit score Property valuation or type problems Unknown source of down payment funds Failed to pass stress test Policy or administrative factors Applicant background factors Other reasons Solution suggestions Bank of China Insufficient income or insufficient stability Excessive Debt-to-income ratio (DSR): Hong Kong banks usually require monthly payments ≤...
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Basic information Service scope Residential property mortgage is applicable to first-hand and second-hand properties or refinancing, helping you achieve your property goals. The Government Housing Mortgage Scheme is designed for various government housing schemes, making it easy for you to realize your dream of owning a home. The mortgage insurance program can provide a loan ratio of up to 90%, greatly reducing the burden of paying the down payment. The "Bonus Rate" mortgage plan offers preferential deposit interest rates to offset mortgage interest expenses, making repayment easier. ...
Basic Information Foreign Domestic Helpers Contract Renewal Sample ID407 Employment Contract Download Foreign Domestic Helpers Labour Legislation Basic Policies Foreign Domestic Helpers Special Website (www.fdh.labour.gov.hkThis link will open in a new window.) Basic Information Address: Immigration Department, Immigration Tower, 7 Gloucester Road, Wan Chai, Hong Kong Tel: 2824 6111 Email: ...
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Move in Apply for clearing the account Transfer / takeover (change of user rights) Apply online Apply for water supply If the premises are already supplied with fresh water If the premises are not supplied with fresh water or the supply has been disconnected (i.e. the water meter has been removed) Apply by post, fax or email Apply in person Apply by phone Choose language Choose service Move out - close account...
About Hong Kong Electric Power Company, how much is the voltage? CLP Power and Hong Kong Electric Power Company supply electricity separately. Apply for moving in - Apply for electricity supply/account acceptance documents and procedures. Deposit moving out - End account...
Moving inApply for clearing the userTransferring the name/taking over the account (changing user rights)Moving out – Ending the accountGetting back the depositAbout CLPWhy do I need to pay a deposit to open an electricity account? How is the deposit amount determined? Submitted account termination request...
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