home insurance

1. Key points of third party liability insurance 2. Special precautions for valuables 3. Summary of basic coverage 1. Key points of third party liability insurance The core coverage of home insurance includes "third party liability insurance", which mainly covers the legal liability for personal or property damage to a third party caused by an accident at home. Common coverage scenarios include: ■ A falling window injures a passerby ■...

1. Essential differences in protection 2. Restrictions on insurance eligibility 3. Differences in claims scope In the field of property insurance, fire insurance and home insurance are often confused. In fact, there are fundamental differences between the two in terms of protection scope and insurance eligibility. The following is an in-depth analysis from three aspects: 1. The essential difference in protection: Fire insurance focuses on the protection of building structures, covering fixed structures such as main walls, door and window frames, and building pipes. The conditions for triggering claims include: ▸...