Table of Contents
| Basic information |
| address: Click here Telephone: 2710 2288 e-mail: Click here website: https://www.hangseng.com/zh-hk/personal/insurance-mpf/accident-household/domestic-helper/ |
Program Overview
Domestic Employer Protection Plan (“the Plan”) is underwritten by Chubb Insurance Hong Kong Limited.
This plan includes two options: Basic and Comprehensive Protection Plan, both of which cover the hospitalization and surgical expenses required for foreign domestic workers due to accidental injuries or illnesses, repatriation expenses, and cover the employer's legal liabilities under the Employees' Compensation Ordinance. In addition, the comprehensive protection plan provides more comprehensive protection including outpatient expenses, protection for hiring new domestic helpers and temporary domestic helper allowance protection.
The program helps employers protect themselves and their foreign domestic employees by ensuring they have the support they need when the unexpected happens.
Main Features
Employer Legal Liability Protection
Outpatient, emergency dental, hospitalization and surgical expenses
Foreign domestic worker repatriation expenses
Protection for hiring new domestic helpers and temporary domestic helper allowance
Other considerations
- The above general insurance protection plan (“the Plan”) is underwritten by Chubb General Insurance Hong Kong Limited (“Chuggbb General Insurance”), which is authorised and regulated by the Insurance Authority in the Hong Kong Special Administrative Region. Chubb reserves the final right to approve the policy. Hang Seng Bank Limited ("Hang Seng Bank") is registered as an insurance agency with the Insurance Authority (Licence Number: FA3168) and is authorised by Chubb Insurance to distribute this Plan. This plan is a product of Chubb Life Insurance and not Hang Seng Bank. To purchase this plan, you must pay premiums to Chubb. Chubb will provide Hang Seng Bank with commissions and performance bonuses for the sale of this plan. The sales staff bonus system currently adopted by Hang Seng Bank already includes many aspects of employee performance, not just focusing on sales amounts.
- In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Hang Seng Bank and its customers out of the selling process or processing of the related transaction, Hang Seng Bank is required to enter into a Financial Dispute Resolution Scheme process with its customers. Any disputes regarding the policy contract terms, underwriting, claims and policy services of the relevant products shall be resolved directly between Chubb and the customer.
- The above is a summary of information for reference only. Please refer to the policy wording for detailed terms, conditions and exclusions.
