1a. Search for properties on this website1b. Entrust a real estate agent to find rental properties2. On-site property inspectionKey points:3. Check the property register to confirm the property information4. Negotiate the rent with the owner5. Sign the temporary lease and make a deposit6. Sign the formal lease7. Stamp duty8. Submit CR109 form9. If you use a real estate agent, you need to pay an additional agent commissionKey points1. Legal constraints of property inspection2. Haunted house and violation risks3. Appliance repair and pet clause4....

Search for properties on this website Search for properties on the first or second hand pages of this website...

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Insufficient income or insufficient stability Poor credit score Property valuation or type problems Unknown source of down payment funds Failed to pass stress test Policy or administrative factors Applicant background factors Other reasons Solution suggestions Bank of China Insufficient income or insufficient stability Excessive Debt-to-income ratio (DSR): Hong Kong banks usually require monthly payments ≤...

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Basic information Service scope Residential property mortgage is applicable to first-hand and second-hand properties or refinancing, helping you achieve your property goals. The Government Housing Mortgage Scheme is designed for various government housing schemes, making it easy for you to realize your dream of owning a home. The mortgage insurance program can provide a loan ratio of up to 90%, greatly reducing the burden of paying the down payment. The "Bonus Rate" mortgage plan offers preferential deposit interest rates to offset mortgage interest expenses, making repayment easier. ...

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